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Palm Beach Post’ers: You have till 9/30 to get your pension papers filed. One of the forms must be notarized; keep that in mind. You can, we’re told, ignore the early deadline date on the orange sheet (“change your deductible or choices” form) on the medical benefits form — turn it in whenever and your choices [...] Are you going to freelance now? Good advice: Create your own business and incorporate it. It can be a one-person deal or if you decide you want to hire your buddies, you can make it a traditionally structured company with officers and partners. We’re trying to get a tax attorney or some other expert to [...] New Project? Start Thinking About Financing If you’re in the lump sum buyout boat, now may be a good time to think about getting a loan for your next project. Most banks are going to want to see a couple years of tax returns when you apply for a loan. If 2007 is going to [...] Before you leave the company and go to a new employer, ask HR about a HIPAA Certificate for your insurance company. This has to do with moving all your records — including those of an existing, covered condition — with you to a new employer’s insurance company. It means in most cases, they can’t deny coverage for something [...] Your buyout paperwork is in, you’ve spoken to your financial planner, you’re stealing office supplies like a madman, collecting clips while you can still can do your own pulls and you’re counting down to August 12 (or August 31 or September 26). Sooner or later, the shock/thrill will wear down and ‘what next’ is going [...] |
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